Our Company Values

For those who are looking for financial advice, we realize the available options are many and deciding who to work with is a challenging problem. Listed below are our Company Values which we hope will give you a better understanding of how we operate.

  1. People Matter – We believe that each person is innately valuable and worthy of respect and honor. We believe that relationships matter and that business is relational, top to bottom. People First, Money Second is a priority statement that places people and relationships ahead of financial matters.
  2. Integrity Matters – We believe that integrity and truth matter. We believe we need to conduct our business in such a way that we are “above reproach. We believe suitability and ethical practices come from placing a high value on other people and their needs before our own.
  3. Communication Matters – We believe that communication with our client partners builds and maintains the trust that is necessary for business relationships to reach their full potential. We believe that our client partners deserve the type of communication that is frequent, timely, truthful, & relevant.
  4. Service Matters – We believe that good service is practical and that great service is necessary in the pursuit of business excellence. We will pursue perfection and in so doing “catch a little excellence along the way.” (Vince Lombardi)

Navi Dowty

Navi Dowty and Associates, Inc

Navi J. Dowty is the founder President and CEO of Navi Dowty Associates, Inc.. Navi began his financial service career in 1972. After meeting the financial needs of many clients, he observed many seniors outliving their income. Since 1981 he has specialized in assisting in the income needs of people in pre- and post-retirement. He advises seniors on how to preserve their assets, increase their spendable income, have strategic estate planning, and have conservative money alternatives for savings vehicles for their crucial life savings and retirement plans. Navi’s low key style of explaining these complicated concepts makes it easy for the numerous retirees he has assisted. In addition to his work with retirees Navi has sponsored and acted as judge and mentor for children’s technology programs at one of which he won the prestigious Motorola Quality Award. He is passionate about education and innovative approaches to the future.

About Us

We specialize in the ABC Planning Process and ABC Model of Investing. We provide planning and guidance for those conservative investors who are seeking a better lifestyle in retirement. Whether you have a retirement nest egg of five million or $250,000, we can help you make sure it works as hard and as smart as you did in earning and saving it. If you’re typical, your retirement could last as long as 30 years and you simply cannot afford to make mistakes with your retirement money or run the risk of ruining your lifestyle during your leisure years. We have helped many individuals and couples, at all economic levels, to enjoy a worry-free retirement knowing that their money is working hard and smart, and ready for them when needed.

I am a Certified Chartered Financial Analyst, but what I mainly do now is provide protected money strategies to people looking to retire or who are already in retirement. I’m a member of both the Chartered Financial Analyst Institute and the National Ethics Bureau.

Using the ABC Model of Investing we help you determine the amount of risk you want in your portfolio. The ABC Planning Process systematically allows you to make financial decisions you can understand and depend on. While most financial advisors want to make your money matters complicated, we simplify the financial issues involved with your retirement, and design a plan with you that fits your lifestyle.

Through the ABC Model of Investing we can help you deploy your retirement money properly while meeting your liquidity needs and making sure your risk is suitable at the same time helping you strike a proper balance between the short-term and the longer-term maturities. We can also assist you in making sure you are paying only your fair share of taxes and not one cent more. Additionally, the income from your retirement money, pension (if you have one) and your Social Security can be perfectly coordinated to assure you a worry-free retirement without fear of running out of money in your lifetime.

We would love the opportunity to show you how simple it is to understand how all your assets can work together to accomplish your retirement goals. There is no cost or obligation of talking with me by phone or meeting to discuss your circumstances and your retirement plans. If we can’t be of service, you will at least have the comfort of knowing that you have consulted with a knowledgeable professional about the most important financial decisions in your life. It is very important for you to get retirement “right” because there is no second chance. I look forward to working with you soon to help you lower your stress and worry over your retirement years.

Plan For Your Future

There is no one “best place” to put your retirement money because each individual and couple has unique requirements, different tolerances for risk, and need their money at different times. Likewise, there is no one place to keep your money that fits everyone for exactly the same reasons. Your unique circumstances must be taken into consideration if you seek to find the “most favorable place” for your retirement money. This is where we can be of service.